Finance

  • Is the Rising Interest Rate Hurting?

    The Reserve Bank of Australia delivered its 10th consecutive rate rise last Tuesday, increasing the cash rate by 25 basis points to 3.60%, the highest it has been since June 2012. How will this affect you? On an $600k mortgage your repayments will increase by almost $100 per month. In addition to that, we see…
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  • 8 Ways to Reduce Petrol Costs

      There is no doubt the cost of petrol is in everyone's mind at the moment. We have put together 8 ways you can save petrol! [space_20] Fuel Vouchers This is the most well-known strategy - save 4c a litre when you spend $30+ at Coles or Woolworths. Woolworths vouchers are saved onto your Rewards…
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  • Five Steps to Teach Children Financial Literacy

      According to a survey conducted by Savvy Finance in January 2020, 30% of parents had never discussed good financial habits with their kids. Finance and money is something that every child will grow up to use and financial literacy is as important as literacy and numeracy as a whole. When your child leaves home…
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  • 4 Tips for “Sandwich Generation” Mums Caring for Both Kids and Parents

    by guest poster Three lifestyle trends are converging to create a group of Australians known as the “sandwich generation”. The first trend: high home prices. This is a trend that Ryde District residents are all too familiar with, as our median house price here is in the neighbourhood of $1,500,000. The second trend: having children later in…
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  • Is That Tax Deductible..? 3 Tips On Claiming Home-Office Expenses

      by local Mum Nicole Canale of Canale Tax and Accounting     Working from home at all sorts of hours seems to be the new norm and it might have you wondering... is this tax-deductible? THE GOOD NEWS: If you are working from home during this pandemic or are required to in general, you…
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  • Budgeting Tips for the Festive Season

      Managing your day-to-day finances can be challenging enough so with the festive season approaching, The Northern Centre has put together some of their top budgeting tips to help you prepare.     Create lists The more organised you are before you go shopping, you are more likely to avoid overspending and buying items you don’t…
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  • Tax – Now is the Time to Get Organised!

      by local Mum, Nicole Canale     Get on top of the taxman this year and get ahead! Don't let EOFY creep up and all of a sudden, you're rushing frantically to find receipts and get your tax return in!    Here are some pointers to help keep you on top of it this…
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  • Free Budget Spreadsheet From Zippy Financial

    Get your cash flow sorted for 2020. Download your free budget spreadsheet from Zippy Financial here. Website: www.zippyfinance.com.au Email: contact@zippyfinance.com.au Phone: 1300 855 022  
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    Zippy Financial Group
  • Tracey’s Tight Ass Tips – Little Things That Make a Big Difference!

    Local mum Tracey Lynch believes when it comes to saving money, every cent counts! She has figured out some great ways to save money around the home in winter - here are her best tips! Heat the person, not the house! Dress in layers, wear a beanie, wear socks made of natural fibres. There's nothing…
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    Tight Ass Tracey Tips
  • Tracey’s Tight Ass Tips

    by Tracey Lynch[space_20] I am a self-confessed tight ass. I don’t go to extremes like reusing my tea bags or portioning out squares of loo paper, but I do like to be tight where I can. Not because I’m broke or live on a fixed income, my husband and I each earn a healthy income,…
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    Tight Ass Tracey Tips
  • Why Financial Procrastination Doesn’t Pay

    by Lonni Aylett   When you have a growing family, there are so many demands on your time. Pressing needs like school lunches, daycare pickups and work commitments take priority because they are the ‘squeaky wheels’ calling for oil the loudest. But we all know that there are important issues in our lives being put…
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  • Fostering Good Money Habits in your Children

    by Lonni Aylett [space_20] Isn’t Christmas a tough time for encouraging gratitude in our children? We want our kids to be grateful for their blessings, but when the candy canes are flowing at school, ads are peddling gimmicky toys, and relatives are showering them with far too many gifts, it can feel like you’re fighting…
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